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Golden Visa Processing Time: Complete Timeline Guide

Understand processing times from 2 months to 12 months. Compare timelines by country, factors affecting speed, fast-track options, and month-by-month expectations.

Processing Time Overview

Golden Visa processing times range from 2 months (UAE) to 12 months (Portugal) depending on the country and application complexity. The fastest programs are UAE (2-3 months), Malta (4-6 months), and Greece (4-8 months). Slower programs include Portugal (8-12 months) and Panama (6-12 months).

Key factors affecting speed: Document completeness (incomplete applications add 2-6 months), due diligence complexity (complex backgrounds add 1-3 months), investment type (real estate adds 1-2 months vs funds), family size (each member adds 2-4 weeks), government workload, and legal representation quality.

Timeline breakdown: Document preparation (1-3 months) → Investment execution (2-4 weeks) → Application submission (1-2 weeks) → Due diligence (2-4 months) → Government processing (1-6 months) → Approval & biometrics (2-4 weeks) → Card issuance (1-2 months). Total: 3-16 months depending on country.

Processing Speed by Tier

Golden Visa programs grouped by average timeline

Fast Track

Express Programs

2-6

Months total time

  • UAE: 2-3 months
  • Italy: 3-6 months
  • Turkey: 3-6 months
  • Malta: 4-6 months
  • Greece: 4-8 months
  • Latvia: 3-5 months
Standard

Average Programs

6-9

Months total time

  • Hungary: 6-9 months
  • Mauritius: 4-6 months
  • Panama: 6-12 months
Extended

Longer Timelines

8-12

Months total time

  • Portugal: 8-12 months
  • Spain: 8-12 months (closed)

Complete Timeline Comparison

Detailed processing times by country with key phases

Country Document Prep Processing Time Total Timeline Speed Rating Details
🇦🇪 UAE
1-2 months 2-3 months 3-5 months Fastest View →
🇱🇻 Latvia
1-2 months 3-5 months 4-7 months Fast View →
🇮🇹 Italy
2-3 months 3-6 months 5-9 months Fast View →
🇹🇷 Turkey
2-3 months 3-6 months 5-9 months Fast View →
🇲🇹 Malta
2-3 months 4-6 months 6-9 months Fast View →
🇬🇷 Greece
2-3 months 4-8 months 6-11 months Moderate View →
🇭🇺 Hungary
2-3 months 6-8 months 8-11 months Moderate View →
🇵🇹 Portugal
3-4 months 8-12 months 11-16 months Slow View →
🇵🇦 Panama
2-3 months 6-12 months 8-15 months Slow View →
🇲🇺 Mauritius
2-3 months 4-6 months 6-9 months Fast View →

Processing times are estimates based on recent data. Individual timelines vary. Compare all Golden Visa programs.

Factors Affecting Processing Speed

What makes some applications faster than others

📄

Document Completeness

Incomplete applications get rejected or delayed. Missing apostilles, expired documents, or improper translations can add months. One perfect submission beats multiple rounds of corrections.

Impact: +2-6 months if incomplete
🔍

Due Diligence Complexity

Complex financial backgrounds, multiple income sources, PEP status, or extensive international history face longer screening. Simple cases process 2x faster than complex ones.

Impact: +2-4 months for complex cases
💰

Investment Type

Real estate requires property valuation, title verification, notary processes. Fund investments verify quickly. Business investments need most scrutiny (business plan review).

Impact: Real estate +1-2 months vs funds
👨‍👩‍👧‍👦

Family Size

Each additional family member requires separate background checks, documents, and processing. Applications for families of 4+ take 20-30% longer than solo applications.

Impact: +2-4 weeks per family member
🏛️

Government Processing Capacity

High application volumes or limited staff cause backlogs. Portugal and Greece face higher demand. Summer months (July-August) see slowdowns due to EU holidays.

Impact: +1-3 months during peak periods
⚖️

Legal Representation Quality

Experienced immigration lawyers know exactly what authorities want, how to format documents, and can communicate directly with government offices to resolve issues quickly.

Impact: 30-50% faster with professionals
🌍

Applicant Nationality

Certain countries face enhanced due diligence or sanctions screening. High-risk jurisdictions or politically unstable regions experience longer timelines. EU/US/Canadian citizens process fastest.

Impact: +1-4 months for enhanced screening
🏦

Source of Wealth Documentation

Complex wealth sources (cryptocurrency, multiple businesses, offshore investments) require extensive verification. Clear sources (employment, single business) process much faster.

Impact: +2-4 months for complex sources

Month-by-Month Application Timeline

What to expect during your Golden Visa journey

1

Months 1-2: Document Preparation

6-8 weeks

Gather all required documents: passports, birth certificates, marriage certificates, police clearances from all countries of residence (takes 4-8 weeks), bank statements, proof of income/wealth. Obtain apostilles or legalization in country of origin. Have all non-English documents professionally translated by certified translators. This phase is entirely in your control.

2

Month 3: Investment Execution

2-4 weeks

Complete your investment: sign property purchase agreement and transfer funds, subscribe to approved investment fund, or make business investment. Obtain proof of payment and investment confirmation documents. Open bank account in host country. Legal team prepares final application package with all supporting documents.

3

Months 4-7: Due Diligence

2-4 months

Comprehensive background screening begins. Immigration authorities verify identity, check criminal databases, sanctions lists (OFAC, UN, EU), and conduct source of wealth investigation. Third-party due diligence firms may be involved. Investment verification (property valuation, fund approval). This is typically the longest phase and mostly outside your control.

4

Months 8-10: Government Processing

1-6 months

Immigration officials review due diligence findings. Final decision-making process. Possible requests for additional documentation (respond within 48 hours). Interview may be scheduled (rare but possible). Investment confirmation and compliance verification. Application moves to approval stage. Processing time varies significantly by country.

5

Month 11: Approval & Biometrics

2-4 weeks

Receive approval notification. Schedule biometric appointment (fingerprints, photo). Travel to host country for biometrics if required (some countries allow biometrics at consulates). Submit passport for visa sticker if applicable. Pay residency card issuance fee.

6

Month 12: Card Issuance

1-2 months

Residency permit card produced and mailed or available for collection. Receive physical residency card. Obtain tax number and social security number (if applicable). Register address with local authorities. Officially become legal resident with all rights and benefits. Congratulations!

Timeline Examples by Country

Fastest (UAE): Month 1: Docs → Month 2: Investment & submission → Month 3: Approval & biometrics → Total: 3 months

Average (Greece): Month 1-2: Docs → Month 3: Investment → Month 4: Submission → Month 5-7: Due diligence → Month 8-9: Processing → Month 10: Approval → Total: 6-10 months

Slowest (Portugal): Month 1-3: Docs → Month 4: Investment → Month 5: Submission → Month 6-9: Due diligence → Month 10-13: Processing → Month 14: Approval → Total: 11-14 months

Fast-Track Processing Options

Strategies to accelerate your Golden Visa timeline

Choose Faster Countries

Select programs with naturally quick processing: UAE (2-3 months), Malta (4-6 months), or Latvia (3-5 months) instead of Portugal (8-12 months) if speed is priority.

Perfect Document Package

Invest extra time in preparation. Hire experienced advisors to review everything before submission. One perfect submission beats multiple rounds of corrections. Saves 2-4 months.

Work in Parallel

Don't wait for one step to finish before starting the next. Request police certificates immediately (take 4-8 weeks). Begin investment due diligence during document prep. Saves 1-2 months.

Choose Fund Investment

Investment funds process faster than real estate (no property inspection, valuation, notary delays). Funds verified in days vs weeks for property. Saves 1-2 months.

Simplify Wealth Documentation

Use funds from employment income (easiest to verify). Show linear wealth accumulation. Avoid complex offshore structures. Provide comprehensive documentation upfront. Saves 1-3 months.

Hire Local Experts

Work with immigration lawyers who have direct relationships with government offices. They know exactly what authorities want and how to avoid delays. Worth the €10K-€20K fee.

Avoid Peak Seasons

Submit October-April for faster EU processing. Avoid summer (June-August government holidays) and year-end (December-February peak volume). Saves 1-2 months.

Premium Services

Malta offers premium processing for higher fees. Turkey provides expedited citizenship track. Some countries allow concierge services through approved agents. Cost: €5K-€15K extra.

Common Delays to Avoid

  • Missing apostilles: One missing apostille delays everything 2-6 weeks. Check lists 3 times before submission.
  • Expired documents: Police certificates expire after 3-6 months. Passports need 6+ months validity. Time renewals carefully.
  • Name discrepancies: Your name must match exactly across all documents. Provide marriage certificates or name change documents upfront.
  • Incomplete source of wealth: Cannot prove how you acquired funds legally. Provide comprehensive paper trail from origin to investment.
  • Investment verification issues: Property not properly valued, funds not approved, payments unclear. Use approved valuers and keep all receipts.
  • Missing RFI deadlines: Respond to all government requests within 48 hours. Missing deadlines adds weeks of delay.

Learn more in our requirements guide or compare total costs.

Ready to Start Your Application?

Our advisors can help you select the fastest program for your timeline, prepare perfect documentation, and navigate the process efficiently to minimize delays.