Investment Guides 2026 | Golden Visa & CBI Capital Allocation | CIVITAS

INVESTMENT ARCHITECTURE GUIDES

Country-by-country capital allocation intelligence. Fund vehicles, real estate analysis, fee structures, sector opportunities, and total cost of ownership models for every major residency and citizenship program.

9 Country Guides
2026 Data Current
5-YR TCO Models

GOLDEN VISA PROGRAMS

Investment architecture for Europe's residency-by-investment programs

Portugal Portugal
Golden Visa
Fund Route
€500K
Donation Route
€250K
5-Yr TCO (Solo)
~€40K
Net IRR Range
4%–12%

Fund-only era. CMVM-regulated VC/PE vehicles, sector analysis (renewables, agribusiness, tech), fee drag modeling, and fund vs donation decision framework.

Fund-Only No Real Estate 10-Year Cycle
Read Guide
Greece Greece
Golden Visa
Prime Zones
€800K
Regional Zones
€400K
5-Yr TCO (Solo)
~€29K
Vehicles
7 Types

Zone-based tiered pricing. Real estate, AIFs, startup equity (Elevate Greece), commercial conversions, bonds, and deposits. Regional market intelligence.

Real Estate Zone System Startup Route
Read Guide
Malta Malta
Golden Visa
MPRP (Purchase)
€375K
CBM (Citizenship)
€600K+
5-Yr TCO (Solo)
~€212K
Effective Corp Tax
5%

Dual-track: MPRP residency vs Citizenship by Merit. Purchase vs rental decision framework, AI and Green Tech sectors, fiscal unit engineering, and Non-Dom tax strategy.

MPRP + CBM Buy vs Rent Non-Dom Tax
Read Guide
UAE UAE
Golden Visa
Golden Visa
AED 2M
Personal Tax
0%
5-Yr TCO (Solo)
~AED 247K
Gross Yield
6%–10%

Real estate vs fund routes, regional yield analysis across all 7 emirates (Dubai South, Sharjah, RAK), 0% tax framework, 80% LTV leverage, and capital recycling strategy.

0% Tax Real Estate 10-Year Visa
Read Guide
Turkey Turkey
CBI
Real Estate
$400K
Fund / Bond
$500K
5-Yr Sunk Cost
~$44K
RE Yield + Growth
14%–24%

Direct citizenship in a G20 economy. 7 qualifying vehicles, RE vs fund capital efficiency, 5-year tax trap analysis, DAB compliance, and regional intelligence (Istanbul, Antalya, Bursa).

Direct Citizenship G20 Economy 7 Vehicles
Read Guide

CITIZENSHIP BY INVESTMENT

Investment architecture for Caribbean and Pacific CBI programs

St Kitts St. Kitts
CBI
Donation
$250K
Real Estate
$400K

Pioneer CBI program. Donation vs real estate decision framework, approved development projects, and family cost modeling.

Donation Real Estate
Coming Soon
Grenada Grenada
CBI
Donation
$235K
E-2 Treaty
US Access

Only Caribbean CBI with US E-2 treaty access. Donation vs real estate analysis, E-2 visa strategy, and comparative cost modeling.

E-2 Treaty US Access
Coming Soon
Dominica Dominica
CBI
Donation
$200K
Lowest CBI
Global

Lowest-cost citizenship by investment globally. Donation-only analysis, family scaling, and value comparison vs other Caribbean programs.

Lowest Cost Donation Only
Coming Soon
Vanuatu Vanuatu
CBI
Donation
$130K
Processing
30 Days

Fastest citizenship globally (30 days). 0% tax jurisdiction analysis, passport strength evaluation, and speed vs cost trade-off modeling.

Fastest 0% Tax
Coming Soon

WHAT'S IN EACH GUIDE

Every investment architecture guide follows the same analytical framework so you can compare programs consistently:

Qualifying Vehicles — Every investment pathway with minimum thresholds, risk profiles, expected yields, and liquidity schedules.

Sector Intelligence — Which fund sectors and real estate markets are delivering the best risk-adjusted returns in 2026.

Fee Architecture — Multi-layered cost structures: setup fees, management fees, performance fees, and tax drag on returns.

Strategic Decision Framework — Side-by-side comparison of competing routes (fund vs property, donation vs investment) with 10-year projections.

5-Year TCO Models — Year-by-year government, legal, and ancillary costs for solo applicants and families of four.

Tax & Compliance — Jurisdiction-specific tax treatment, residency triggers, and optimization strategies.

Use the Sovereign Simulator to model your specific scenario across multiple programs simultaneously.

FIND YOUR OPTIMAL PROGRAM

Run the Sovereign Simulator to compare investment vehicles, cost structures, and citizenship timelines across all programs.

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