Intel
Antigua & Barbuda Citizenship 2026: $230K NDF | Interview Required

ANTIGUA & BARBUDA CITIZENSHIP 2026

Competitive Caribbean CBI since 2013. $230K+ NDF donation for families. Unique UWI scholarship benefit ($50K+ value). Mandatory interview. 151 visa-free countries. 365 beaches paradise.

$230K Family Up to 4
3-7 MO Processing
151 Visa-Free

AT A GLANCE (2026)

Processing 3-7 months
Physical Presence 5 days in 5 years*
Interview Mandatory (NEW)
Dual Citizenship Allowed

ANTIGUA & BARBUDA 2026 QUICK FACTS

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Program Status Active since 2013, harmonized 2024
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Minimum Investment $230K NDF or $300K property
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Interview Mandatory (NEW) All main applicants + dependents 16+
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Residence Currently 5 days in 5 years (30-day rule mid-2026)
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UWI Scholarship (UNIQUE!) One family member full tuition ($50K+ value)
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Family (Generous) Children to 30, parents 55+

🎓 UNIQUE BENEFIT: UNIVERSITY OF WEST INDIES SCHOLARSHIP

One family member per Antigua & Barbuda citizenship receives full tuition scholarship to University of West Indies (UWI). This unique benefit worth $50,000+ USD per year is available exclusively to Antigua & Barbuda CBI citizens (NO other Caribbean program offers this). UWI is premier Caribbean university with campuses across region offering undergraduate and graduate programs. Scholarship covers tuition fees for one family member per main applicant, renewable annually throughout degree. Major value-add differentiating Antigua from competitors - can offset significant education costs for families with students.

2026 ANTIGUA & BARBUDA CITIZENSHIP

Competitive Caribbean passport with unique educational benefit

Antigua & Barbuda launched its Citizenship by Investment Programme (CIP) in 2013, establishing itself among Caribbean nations offering second citizenship through investment. Mid-2024 brought regional harmonization of investment minimums following Caribbean agreement to standardize thresholds and strengthen due diligence.

2026 UPDATES: (1) Mandatory virtual interview for all main applicants + all dependents 16+ (new requirement), (2) 30-day regional residency rule POSTPONED until mid-2026 due to legislative delays—current requirement remains 5 days in first 5 years, (3) Real estate minimum $300,000 (harmonized across Caribbean programs), (4) NDF donation $230,000 for families up to 4 (competitive pricing maintained).

The program's unique selling point is the University of West Indies scholarship—each CBI family receives ONE full-tuition scholarship ($50K+ value annually) for any family member to attend UWI. This exclusive benefit (no other Caribbean program offers it) can offset substantial education costs. Antigua & Barbuda passport provides visa-free access to 151 countries including UK (6 months), EU Schengen (90 days), Singapore, Hong Kong. Twin-island paradise famous for 365 beaches. Processing 3-7 months. Dual citizenship allowed.

2026 INVESTMENT ROUTES

Four pathways (NDF most popular)

Most Popular

NATIONAL DEVELOPMENT FUND (NDF)

$230K

Non-refundable donation - family up to 4

  • Family up to 4: $230,000 (main + spouse + 2 dependents)
  • Family 5+: $230,000 + additional processing fees
  • Single applicant: $100,000
  • Applicant + spouse: $150,000
  • Family of 3: $150,000
  • Non-refundable government donation
  • Funds support national development, infrastructure
  • Fastest processing: 3-4 months typically

REAL ESTATE INVESTMENT

$300K

Approved property - 5-year hold (2024 harmonization)

  • Minimum $300,000 USD in government-approved project (harmonized mid-2024)
  • Reduced from previous higher minimums to match Caribbean standards
  • Must be government-designated CBI property (resorts, condos, villas)
  • 5-year minimum holding period
  • Can resell to another CBI applicant after 5 years
  • Rental income permitted during hold
  • Processing 4-6 months (property verification adds time)
  • Property appreciation potential but illiquid Caribbean market

BUSINESS INVESTMENT

$400K

Individual share in joint $5M+ project

  • Solo investor: $1.5 million business investment
  • Joint investment: $400,000 minimum individual share in project totaling $5M+ (at least 2 investors)
  • Must be government-approved business project benefiting Antigua economy
  • Business must create employment for local citizens
  • Joint investment option reduces individual burden significantly
  • Active business involvement expected
  • Less common route due to higher complexity vs donation/property

UNIVERSITY OF WEST INDIES FUND

$260K

Inclusive for families 6+ (scholarship included)

  • $260,000 USD inclusive of processing fees (all-in pricing)
  • Only available for families of 6+ members (main + 5 dependents minimum)
  • Includes one family member's UWI scholarship automatically (part of benefit)
  • Non-refundable donation to UWI fourth campus development in Antigua
  • Supports Caribbean higher education infrastructure
  • Niche route with specific family size requirement
  • Less commonly chosen vs NDF donation for most applicants

⚠️ 2026 UPDATE: 30-DAY RESIDENCY RULE POSTPONED

Important update on proposed residency requirement change:

Background: Caribbean nations proposed new 30-day regional residency rule requiring CBI citizens to spend 30 days within CARICOM countries (15 Caribbean nations) to maintain citizenship validity.

CURRENT STATUS (February 2026):

  • 30-day rule has been POSTPONED until mid-2026 due to regional legislative delays
  • Current requirement remains: 5 days physical presence in Antigua & Barbuda within first 5 years of citizenship
  • After initial 5-year period with 5-day visit, NO ongoing presence requirement currently
  • Flexible timing (can visit any time within 5-year window)
  • Can combine with vacation, property inspection, business meetings

Expected Mid-2026 Change: Once implemented, 30-day rule will require CBI citizens spend 30 days within broader CARICOM region (not exclusively Antigua), offering more flexibility than original 5-day Antigua-specific requirement but ongoing vs one-time. Exact implementation timeline uncertain - monitor official announcements.

ROUTE COMPARISON (2026)

NDF Donation ($100K-$230K) - ~80% choose this:

  • Pros: Lowest cost for families ($230K flat family up to 4), fastest processing (3-4 months), no property management, simplest path
  • Cons: Non-refundable (money permanently gone), no tangible asset, no rental income potential
  • Best for: Most applicants prioritizing speed, simplicity, lower cost

Real Estate ($300K):

  • Pros: Tangible asset, rental income potential (2-4% net yields Caribbean), property appreciation possible, recoverable after 5 years
  • Cons: Higher cost, 5-year hold restricts liquidity, management fees/maintenance ongoing, developer due diligence essential, illiquid market
  • Best for: Those genuinely wanting Antigua vacation property or believing in Caribbean real estate appreciation

UWI Fund ($260K) - Niche:

  • Pros: All-inclusive pricing, supports education mission, includes scholarship benefit automatically
  • Cons: ONLY available families 6+ (restrictive), higher than NDF for smaller families, non-refundable
  • Best for: Large families (6+ members) wanting educational benefit and supporting UWI mission

MANDATORY INTERVIEW REQUIREMENT (2026)

All applicants 16+ must participate

⚠️ NEW 2026: MANDATORY VIRTUAL INTERVIEW

Antigua & Barbuda introduced mandatory interview requirement for all CBI applicants:

Who Must Interview:

  • ALL main applicants (no exceptions)
  • ALL dependents aged 16 years or older
  • Includes spouse, adult children, parents/grandparents 55+
  • Minors under 16 exempt from interview

Interview Format:

  • Virtual/video conference (remote participation permitted - no travel to Antigua required)
  • Conducted in English (official language)
  • Duration typically 15-30 minutes per person
  • Scheduled by Citizenship by Investment Unit (CIU) after document review

Interview Topics:

  • Motivation for seeking Antigua & Barbuda citizenship
  • Understanding of citizenship responsibilities and benefits
  • Source of funds verification (supplementing documentation)
  • Knowledge of Antigua & Barbuda (basic familiarity expected)
  • Plans for engagement with country (visit intentions, business interests)
  • Family background, professional history, ties to other countries

Purpose: Enhanced due diligence, verify authenticity of application, assess suitability for citizenship, align with regional Caribbean push for higher CBI standards post-international scrutiny.

FAMILY ELIGIBILITY (2026)

Generous dependent definitions

WHO CAN BE INCLUDED AS DEPENDENTS

Children (Up to Age 30):

  • Age limit: 30 years old (generous vs many programs with 18-25 cutoffs)
  • Only requirement: Financial dependence on main applicant
  • NO student status required (modernization from previous rules)
  • Unmarried children 18-30 qualify if financially dependent
  • Children under 18 automatically included
  • Accommodates delayed independence, graduate students, career transitions

Parents & Grandparents:

  • Age requirement: 55 years or older (more inclusive than some programs requiring 58-65)
  • Main applicant's parents OR spouse's parents (both sides eligible)
  • Must be fully supported by main applicant financially
  • Proof of dependency required (financial support documentation)
  • Interview mandatory (all dependents 16+ including all parents/grandparents)

Siblings:

  • Unmarried siblings of main applicant or spouse
  • Age 18-25 years old typically
  • Must be fully financially dependent on main applicant
  • No children of their own (must be unmarried and childless)
  • Less common inclusion, case-by-case approval

Spouse/Partner:

  • Legally married spouse included
  • Common-law partners may qualify with proof of long-term relationship (varies)
  • Interview mandatory for spouse (counts as dependent 16+)

DUE DILIGENCE FEES BY DEPENDENT TYPE (2026)

Main Applicant: $8,500 USD

Spouse: $5,000 USD

Dependents (by age):

  • Ages 16+: $4,000 USD each (includes adult children, parents/grandparents, siblings)
  • Ages 12-15: $2,000 USD each
  • Ages 0-11: Included in main applicant fee (no additional charge)

Example Family of 4 Due Diligence Costs:

  • Main applicant: $8,500
  • Spouse: $5,000
  • Two children (ages 17, 19): $8,000 ($4K each)
  • Total due diligence: $21,500

These fees are IN ADDITION to investment amount ($230K NDF or $300K property) and separate from government processing fees.

BENEFITS & TRAVEL ACCESS (2026)

Why investors choose Antigua & Barbuda

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UWI SCHOLARSHIP (EXCLUSIVE!)

Each CBI family gets ONE full-tuition scholarship to University of West Indies (UWI). Worth $50,000+ USD per year. Covers undergraduate/graduate tuition (not living expenses). Renewable annually. Available for any family member. EXCLUSIVE to Antigua & Barbuda CBI - NO other Caribbean program offers this. Major value-add for families with students - can offset tens of thousands in education costs.

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151 VISA-FREE COUNTRIES

UK (6 months visa-free - generous), all EU Schengen (26 countries, 90 days), Singapore (30 days), Hong Kong (90 days), China (30 days - rare), Russia (90 days), CARICOM freedom of movement. Passport ranks ~27th globally. Similar access to other Caribbean CBIs. Good for Europe/UK/Asia travel but NOT US/Canada/Australia (visas required).

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365 BEACHES PARADISE

Twin-island tropical paradise. Antigua 108 sq mi, Barbuda 62 sq mi. Famous for "365 beaches - one for each day." Crystal clear Caribbean waters, coral reefs. Luxury resorts (Jumby Bay, Curtain Bluff). Sailing capital of Caribbean (Antigua Sailing Week annually). Nelson's Dockyard UNESCO site. Year-round tropical climate, English-speaking.

EFFICIENT PROCESSING (3-7 MONTHS)

3-7 months typical timeline from submission to passport. NDF donation route fastest (3-4 months). Real estate 4-6 months. Interview adds minimal time (virtual, scheduled efficiently). Digital application submission. Among faster second citizenship programs globally. Comparable to other Caribbean CBIs. Accelerated processing available for premium fee.

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MINIMAL RESIDENCE (5 DAYS CURRENTLY)

CURRENT: 5 days physical presence in Antigua within first 5 years (flexible timing). Can combine with vacation, property inspection. After 5 years, no ongoing requirement currently. FUTURE (mid-2026): 30-day CARICOM regional residency rule proposed (postponed, exact timeline uncertain). Still manageable - 30 days across 15 Caribbean countries offers flexibility. Balance between connection and convenience.

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DUAL CITIZENSHIP ALLOWED

Keep original passport - no renunciation required. Antigua recognizes multiple nationalities. Strategic backup passport for geopolitical diversification. Privacy protections (confidential citizenship records). Travel flexibility with two passports. No automatic tax information sharing (though CRS/FATCA apply for banking). Valuable for family planning, business access.

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TAX BENEFITS (RESIDENTS)

No income tax, wealth tax, inheritance tax, capital gains tax for non-residents. Territorial tax system. Tax residency requires 183+ days/year (separate from citizenship). Antigua not automatic tax haven but benefits available for those establishing residency. Consult tax advisor on home country obligations (citizenship alone doesn't trigger worldwide taxation).

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GENEROUS FAMILY INCLUSION

Spouse included. Children up to 30 years old (financial dependence only, no student status). Parents/grandparents 55+ (both main + spouse's sides). Unmarried siblings 18-25. Entire family gets citizenship together. Multi-generational planning possible. Competitive age thresholds among Caribbean programs. Interview required all 16+.

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CARICOM REGIONAL INTEGRATION

Member Caribbean Community (CARICOM). Freedom of movement 15 Caribbean countries. Right to work, establish business in CARICOM states. Regional market access 16M people. Strategic location between North/South America, Europe. Direct flights major hubs (Miami, New York, London, Toronto). CARICOM passport allows intra-regional mobility.

COMPLETE COST BREAKDOWN (2026)

All fees with interview requirement

Cost Component Single Applicant Family of 4
NDF Donation $100,000 $230,000
Government Processing Fees $30,000 $30,000 (same up to 4)
Due Diligence Fees $8,500 (main) $21,500 ($8.5K+$5K+$8K)
Authorized Agent Fees $25,000-$40,000 $30,000-$45,000
Legal & Advisory $5,000-$10,000 $7,500-$12,500
Document Prep & Certification $2,000-$5,000 $5,000-$10,000
Passport Issuance (10-year) $250 $1,000 (4 x $250)

TOTAL COST ANALYSIS (2026 NDF ROUTE)

Single Applicant: $170,750-$203,750

  • $100K donation + $30K government + $8.5K due diligence + $32K-$55K professional/legal/docs

Family of 4 (2 adults, 2 children 16+): $324,000-$369,000

  • $230K donation + $30K government + $21.5K due diligence + $42.5K-$67.5K professional/legal/docs + $1K passports

Real Estate Route (Family of 4): $424,000-$494,000+

  • $300K property + $30K government + $21.5K due diligence + $42.5K-$67.5K professional fees + $30K-$75K property closing/developer fees
  • Higher upfront but property theoretically recoverable after 5 years (illiquid market reality)

Ongoing Costs:

  • Passport renewal every 10 years (~$250 per person)
  • 5-day visit cost (currently, if before mid-2026 30-day rule): Flights + accommodation ~$2,000-$5,000 one-time
  • Future 30-day CARICOM rule (if implemented mid-2026): Accommodation/living ~$3,000-$10,000+ annually depending on lifestyle
  • No annual citizenship fees or taxes (unless establish tax residency 183+ days)

UWI Scholarship Value (EXCLUSIVE BENEFIT):

  • One family member receives full-tuition UWI scholarship
  • Worth $50,000+ USD per year (tuition only, not living expenses)
  • Renewable annually throughout undergraduate/graduate degree (4-6 years typical)
  • Total value: $200,000-$300,000+ over degree program
  • Can significantly offset total citizenship investment cost for families with students
  • UNIQUE to Antigua & Barbuda CBI - no other Caribbean program offers this

READY FOR ANTIGUA & BARBUDA 2026 CITIZENSHIP?

CIVITAS specializes in Caribbean citizenship by investment, navigating 2026 updates including mandatory interview preparation, family structuring for optimal costs, and maximizing unique UWI scholarship benefit for Antigua & Barbuda's competitive CBI program.