Intel
ISO: HUN Guest Investor (GIP)

Hungary

Entry Threshold €250,000
Asset Class Real Estate Fund
Time to Residency 2-3 Months
Physical Presence None (0 Days)
[cite_start]The "Guest Investor Programme" (GIP) is the new alpha of the EU[cite: 466]. It offers a 10-year residency permit for a €250k fund investment, with zero physical presence required.

Strategic Rationale

While Portugal and Greece tighten their rules, Hungary has opened the floodgates. [cite_start]The GIP is designed for the "Paper Resident"—investors who want full Schengen access and a long-term safety net without living in the country[cite: 464].

The "Risk-Free" Entry: Unlike other Golden Visas where you must invest *before* approval, Hungary allows a "Pledge" system. Your lawyers vet the fund, you receive approval in principle, and *then* you deploy the €250,000 capital. [cite_start]If the visa is denied, you pay nothing[cite: 456, 491].

The GIP Workflow
Day 0 Legal Vetting & Pledge
Month 2 Guest Investor Visa Issued
Month 3 Enter Hungary & Deploy Funds
Month 4 10-Year Card Issued

Critical Analysis

The Alpha
10-Year Validity: Most EU visas renew every 2-5 years. [cite_start]Hungary gives you a decade upfront[cite: 455].
[cite_start]
Lowest Entry: €250k is significantly below the €500k standard elsewhere[cite: 450].
[cite_start]
Full Family: Covers spouse, dependent children under 18 (and students), and parents[cite: 461].
The Risks
No Citizenship: This is a pure residency play. [cite_start]Citizenship requires 8 years of actual living + language[cite: 482].
[cite_start]
Political Risk: Hungary's relationship with the EU is volatile; rules could change abruptly[cite: 481].
[cite_start]
Currency: Funds are often pegged to EUR but local assets are in HUF, creating FX exposure[cite: 485].

Fiscal Protocol

[cite_start]Non-Dom Status: Residency in Hungary does not automatically trigger tax residency unless you spend >183 days there[cite: 474]. You can hold the card as a "Paper Asset" for travel while maintaining tax domicile in a zero-tax jurisdiction like Dubai.

[cite_start]Flat Tax: If you do choose to live there, personal income tax is a flat 15%, which is highly competitive within the EU[cite: 453].