Panama represents the optimal hedge against currency devaluation and fiscal overreach. Its economy is fully dollarized (USD), yet it has no Central Bank, meaning it cannot print money to inflate away your wealth.
The "Qualified Investor" Speed: Unlike older programs that required years of temporary residency, the QIV program grants Permanent Residency in 30 days. This status is "locked in" immediately upon investment, providing an instant Plan B lifestyle option.
The Territorial Advantage: Panama's tax code is strictly territorial. If your business operations, clients, and revenue generation occur outside Panama, that income is tax-exempt. This applies even if the money is remitted to a Panamanian bank.
Corporate Structuring: Using a Panamanian corporation for international trade can be highly efficient, provided economic substance rules are met where necessary.
| Program | Qualified Investor (QIV) |
| Min Investment | $300,000 (Real Estate) |
| Status | Immediate Permanent |
| Tax Regime | Territorial (0% Foreign) |
| Visit Rule | 1 Day / 2 Years |