Intel
ISO: LCA Bond Option Active

St. Lucia

Bond Capital $300,000
Asset Class Govt. Bond (Refundable)
Time to Passport 9-12 Months
Physical Presence None (0 Days)
St. Lucia offers the only "recouperable" citizenship in the Caribbean. By purchasing a government bond rather than making a donation, you preserve your principal capital while securing G7 access.

Strategic Rationale

The choice in St. Lucia is between a "Sunk Cost" and an "Asset Hold." The National Economic Fund (NEF) donation starts at $240,000—money you never see again.

The Bond Protocol: Alternatively, you can purchase the National Action Bond (NAB) for $300,000. This capital is held by the government for 5 years and then fully refunded (0% interest). The real cost of your citizenship becomes merely the administrative fees plus the opportunity cost of that locked capital. For sophisticated investors, this is mathematically superior to the donation route.

The Bond Acquisition Cycle
Month 0 Dossier Submission
Month 3 Mandatory Interview
Month 9 Bond Purchase ($300k)
Year 5 Capital Refund

Critical Analysis

The Alpha
Capital Recovery: You get the $300k back. The passport is effectively "free" minus fees.
Anonymity: St. Lucia does not publish the names of new citizens.
Remote Processing: No requirement to visit for processing or oath swearing.
The Risks
Processing Lag: Banks can take weeks to clear bond payments; timeline is 9-12 months.
Opportunity Cost: The $300k sits at 0% interest for 5 years.
Visa Access: Does not have visa-free access to China (unlike Grenada).

Fiscal Protocol

Territorial Tax: St. Lucia citizens who are not tax resident are generally not subject to tax on foreign income. However, becoming tax resident (spending >183 days) subjects you to a progressive tax system on remitted income.

No Wealth Tax: There are no capital gains, inheritance, or wealth taxes for non-residents, ensuring asset preservation.