Intel
Jurisdictional Intelligence // 2026

St. Kitts & Nevis
State of the Nation

The world's oldest CBI program, reimagined. A complete jurisdictional analysis of the federation in 2026 — the "genuine-link" reforms, zero income tax, Nevis asset protection, real estate dynamics, and the new Innovation Pathway.

0%
Personal Income Tax
#1
CBI Ranking (5 yrs)
$250K
SISC Contribution
Level 1
US State Dept. Safety
At a Glance
Region Eastern Caribbean
Population ~50,000
Capital Basseterre
Currency EC Dollar (pegged to USD)
Language English
Time Zone AST / GMT-4
Income Tax 0%
Capital Gains Tax 0%
Inheritance Tax 0%
CBI (Contribution) $250,000 SISC
CBI (Real Estate) $325K–$600K
2026 Update
"Genuine-link" reforms now in effect — physical presence requirements mandatory for new citizens. New Innovation Pathway for entrepreneurs building operational businesses. CBI ranked #1 globally for 5 consecutive years. 7-year real estate holding period reduces speculation. Telemedicine services expanded across federation. $100K creditor bond requirement for Nevis LLC challenges remains the strongest asset protection in the Caribbean.

Caribbean Peace & Stability

US State Department Level 1 ("Exercise Normal Precautions"). No standing military. Community trust-based security. A federation of ~50,000 residents that redirects government spending from defense into public services.

Level 1
US State Dept.
"Exercise Normal Precautions"
0
Standing Military
No defense forces
#1
CBI Program
Ranked #1 for 5 consecutive years
40 yrs
Program Maturity
Oldest CBI since 1984
Community Safety Model
Safety is a product of societal structure — community trust, non-confrontation, and the absence of military tension. For international residents, this translates into a "worry-free" lifestyle particularly suited to families and retirees prioritizing peace over urban intensity.

Post-2025 Reform Healthcare

Dual-tier system: public primary care through JNF General Hospital + private clinics with shorter wait times. 2025 reforms added preventive care, chronic disease management, and telemedicine for international specialist consultations.

Public System
Joseph N. France General Hospital (St. Kitts) — primary facility. Alexandra Hospital (Nevis) — localized secondary care. Post-2025 reforms: preventive care, wellness programs, and telemedicine services for routine follow-ups with international specialists.
Private Sector
St. Kitts Medical Center and private clinics offer cardiology, dentistry, and primary care with shorter wait times. For complex treatments, referral protocols to regional centers with efficient emergency stabilization.
⚠ Medevac Recommendation
Comprehensive health insurance with medical evacuation (medevac) coverage is standard for international residents. Primary care is strong, but major complex surgeries typically require travel to larger regional medical centers. Telemedicine has reduced the need for routine specialist travel.

International Schooling

English-language instruction. 90%+ national literacy rate. International schools aligned with North American and European systems at competitive Caribbean pricing.

School Location Curriculum Annual Fees
St. Kitts International Academy St. Kitts Ontario (OSSD) / Liberal Arts $6,350 – $7,650
Nevis International Secondary Nevis CXC / SAT Preparation $3,330 – $4,500
Montessori Academy Nevis Montessori Method $3,710
SKI Academy Highlight
The Ontario Secondary Schools Diploma (OSSD) provides a direct pathway to universities in Canada, the US, and UK — an alternative to the regional CXC system. NISS on Nevis maintains a 6:1 student-to-teacher ratio for personalized academic support.

Expat Settlement Hubs

Four distinct zones — from the digital-nomad energy of Frigate Bay to the ultra-luxury seclusion of Christophe Harbour to the heritage charm of Charlestown.

Professional & Nomad
Frigate Bay (St. Kitts)
Primary hub for digital nomads and active professionals. Highest concentration of modern condos, restaurants, and beach clubs. Easy access to Basseterre and the Royal St. Kitts Golf Club.
Rent $1,800–$4,000/mo
Profile Nomads / Professionals
Ultra-Luxury
Southeast Peninsula (St. Kitts)
Pinnacle of luxury living. Christophe Harbour offers world-class marina facilities, private beach estates, and a secluded environment for UHNWIs. Highest investment tier.
Villas $1M–$7M
Profile UHNWI / Families
Heritage & Retirement
Charlestown & Bath (Nevis)
Colonial history, boutique restoration projects, and therapeutic volcanic hot springs. Favored by retirees and heritage-focused investors seeking quiet island living.
Rent $800–$1,400/mo
Profile Retirees / Heritage
Local Integration
Dieppe Bay (St. Kitts)
Authentic, tranquil coastal environment away from tourist centers. Lowest cost of living in the federation. Ideal for those seeking genuine local integration.
Cost Lowest on island
Profile Budget / Integration

Zero Personal Tax

No personal income tax, no capital gains tax, no inheritance tax, no wealth tax — for residents meeting the 183-day physical presence test. The baseline for all residents is zero.

Personal Tax — What You Keep

Tax Type Resident Non-Resident
Personal Income Tax 0% 0%
Capital Gains Tax 0% 0%
Inheritance / Estate Tax 0% 0%
Wealth Tax 0% 0%
Withholding (Local Sources) 0% 15%
Social Security (Employee) 5% 5%

Corporate & Asset Protection

Nevis Business Corporation (NBC)
0% corporate tax on activities outside the jurisdiction. High confidentiality. No minimum share capital. Single director/shareholder permitted. Designed for international business.
Nevis LLC — Asset Protection
Pass-through taxation. Creditors must post a $100,000 bond before challenging LLC assets — among the strongest asset protection laws globally. Favored for wealth preservation structures.
Local Corporations
Resident companies: 25% corporate tax on worldwide income. Companies working exclusively with foreign partners may qualify for tax exemptions up to 15 years.

What It Actually Costs

Moderate to high due to import reliance — but the zero income tax makes the "effective cost" lower than high-tax jurisdictions. Secondary areas offer 35–40% savings over Frigate Bay.

Basseterre / Frigate Bay
Luxury Housing (rent) $1,500 – $2,500
Utilities + Internet $300 – $450
Groceries (imported) $600 – $900
Dining & Entertainment $500 – $1,000
Transport / Car / Fuel $200 – $350
Monthly Total $3,100 – $5,200
Dieppe Bay / Sandy Point
Luxury Housing (rent) $800 – $1,400
Utilities + Internet $200 – $300
Groceries (imported) $500 – $750
Dining & Entertainment $200 – $500
Transport / Car / Fuel $150 – $250
Monthly Total $1,850 – $3,200

Property Market Intelligence

Balanced to seller's market in luxury segments. The mandatory 7-year CBI holding period has eliminated short-term speculation, driving steady appreciation over volatile spikes.

$5,000
Price/sqm (City Center)
Basseterre / Frigate Bay
$4,000
Price/sqm (Outside)
Secondary areas
7 yrs
CBI Hold Period
Mandatory minimum
$1M–$7M
Luxury Villa Range
Southeast Peninsula

Investment Hotspots

Ultra-Luxury
Southeast Peninsula
Highest investment tier. Christophe Harbour luxury villas and high-end resorts. $1M–$7M range. World-class marina facilities.
Rental Income
Frigate Bay
Most sought-after for condominiums and income-generating rentals. Premium condos $350K–$1.5M. Robust expat rental demand.
Heritage Restoration
Charlestown (Nevis)
Renaissance destination for boutique restoration projects and historical plantation homes. Growing niche appeal.
Foreign Ownership
Foreigners can own freehold property. Without CBI citizenship, an Alien Landholding License (ALHL) is required — typically 10% of property value. CBI applicants are exempt from the ALHL fee, making citizenship the more cost-effective acquisition path for international buyers.

How to Get There

The 2026 "genuine-link" overhaul: from passive contribution to active connection. Three CBI pathways plus Digital Nomad Visa entry. Physical presence now mandatory for new citizens.

Contribution
SISC Fund
Sustainable Island State Contribution. Most efficient route for singles and small families.
Amount $250,000
Asset returned? No (contribution)
Best for Efficiency / Speed
Full Program Details →
Real Estate
Property
Tangible asset with rental income potential. 7-year hold period.
Approved Project $325,000
Private Real Estate $600,000
Hold Period 7 years
Best for Asset + Residency
Entrepreneur
Innovation
NEW in 2026. For founders building operational businesses that create local jobs.
Requirement Operational business
Jobs Local employment
Focus Tech & Research
Best for Founders / Builders
Remote Workers
Digital Nomad
12-month visa. Try before you commit to full citizenship.
Income Required $50,000/year
Duration 12 months
Insurance Required
Best for Test before commit

The 2026 Jurisdiction — Balanced View

The world's most respected CBI program, now with genuine-link requirements. Zero tax, world-class asset protection, English-speaking — but with healthcare limits and capital lock-up trade-offs.

Strategic Advantages
+
CBI Reputation: Ranked #1 globally for 5 consecutive years. The gold standard since 1984.
+
Zero Tax: 0% personal income, capital gains, inheritance, and wealth tax for residents.
+
Asset Protection: Nevis LLC $100K creditor bond requirement — among the strongest globally.
+
English-Speaking: Seamless professional and personal integration. English is the language of government, business, and daily life.
+
Safety: US State Dept Level 1. No standing military. Community trust-based security model.
+
Innovation Pathway: New 2026 route for entrepreneurs building real businesses on-island.
Strategic Challenges
Physical Presence: Genuine-link reforms require time on the ground. No longer purely "remote" citizenship.
Import Costs: Groceries and utilities are high due to island import reliance. $600–$900/month for food.
Healthcare Limits: Primary care is good, but complex surgeries require travel. Medevac insurance essential.
7-Year Lock: CBI real estate must be held for 7 years — longest hold period among Caribbean CBI programs.
Small Market: ~50,000 population limits local business opportunity and social diversity.
Hurricane Zone: Caribbean hurricane season (June–November) presents annual weather risk.