ISO: ATG Family Protocol

Antigua & Barbuda

Entry Threshold $230,000

Asset Class Donation (UWI/NDF)

Time to Passport 6-9 Months

Physical Presence 5 Days / 5 Years

While St. Kitts holds the premium price point, Antigua is the mathematical winner for large families. The "Large Family Value Protocol" makes it the most capital-efficient G7-access tool for households of 4 or more.

Strategic Rationale

In the post-2025 landscape, Antigua has carved out a niche as the family-centric jurisdiction. While individual pricing is comparable to competitors, the scaling logic for dependents is unbeatable.

The "UWI" Advantage: The University of the West Indies (UWI) Fund is designed specifically for families of 6+. A single contribution of $300,000 (inclusive of processing fees) covers the entire family and includes a 1-year tuition-only scholarship for one member. For a family of 6, this drops the "per passport" cost to ~$50k.

The 5-Day Activation Cycle

Month 0 Dossier Submission

Month 6 Approval in Principle

Month 9 Passport Issuance

Year 1-5 Mandatory 5-Day Visit

Critical Analysis

The Alpha

Scale Economy: The "cost per capita" decreases drastically as family size increases.

Education: The UWI scholarship provides tangible utility beyond the travel document.

Taxation: 0% Personal Income Tax on worldwide income, wealth, or inheritance.

The Risks

The 5-Day Rule: You must physically spend 5 days in Antigua within the first 5 years to renew.

Processing Lag: Due diligence times have extended to 8-9 months due to high volume.

Restricted Nationalities: Nationals from restricted countries (e.g., Russia) face total bans.

Fiscal Protocol

Pure Tax Haven: Antigua & Barbuda operates a true zero-tax regime for citizens who are tax resident. There are no capital gains, inheritance, or wealth taxes.

Asset Protection: The jurisdiction is favored for its robust confidentiality laws and asset protection trusts, often used in conjunction with the citizenship for holistic wealth preservation.

Program	NDF / UWI Fund
Family Cost	$230k (Family of 4)
Large Family	$300k (Family of 6+)
Tax Regime	0% Personal Tax
Requirement	5 Day Visit